Storms can leave a trail of damage, with your roof often taking the brunt of high winds, heavy rain, and hail. Knowing how to handle roof damage after a storm is essential to protect your home and minimize repair costs. In this article, we’ll walk you through the steps you should take after a storm to assess the damage, handle insurance claims, and get your roof back in top shape.

Prioritize Safety First

Before you inspect your roof or take any action, ensure your safety. Storm-damaged roofs can be dangerous, with loose debris, damaged shingles, and weak areas that could collapse or cause injury. Never attempt to climb onto your roof immediately after a storm, especially if there are visible hazards.

Key Steps:

• Wait until the storm has completely passed and conditions are safe.
• Check for potential hazards like broken tree branches, exposed nails, and loose shingles from the ground.

Inspect for Visible Signs of Damage

Once it’s safe, conduct a visual inspection from the ground to assess the extent of the damage. You can use binoculars to get a closer look if necessary. Look for common signs of storm damage, including:

• Missing or Loose Shingles: High winds can rip shingles off the roof, leaving it exposed to leaks.
• Dented Shingles or Gutters: Hail can leave dents or cracks in shingles, gutters, and downspouts.
• Debris on the Roof: Broken branches, leaves, and other debris can damage shingles and clog gutters.
• Damage to Flashing: Check around chimneys, vents, and skylights for damaged flashing, which can lead to water infiltration.

If the damage seems severe or you’re unsure, it’s best to call a professional roofing contractor for a more thorough assessment.

Document the Damage

Before contacting your insurance company or a roofing contractor, take photos and videos of the visible damage. Proper documentation is crucial for filing an insurance claim and ensuring that all damage is accounted for. Make sure to capture:

• Close-up Photos of Damaged Areas: Focus on missing shingles, dents, and broken flashing.
• Overall Roof Condition: Capture photos of the entire roof to provide a comprehensive overview.
• Interior Damage: If you notice leaks or water stains on ceilings or walls, photograph these as well.

Tip: Keep all documentation organized, including date-stamped photos, for easy reference when discussing the damage with insurers or contractors.

Contact Your Insurance Provider

If your roof has sustained significant damage, your homeowners’ insurance policy may cover the cost of repairs or replacement. Contact your insurance company as soon as possible to initiate the claims process. They may send an adjuster to inspect the damage and assess the cost of repairs.

What to Expect:

• Policy Review: Review your policy to understand your coverage for storm-related damage.
• Claim Process: Follow your insurer’s instructions for submitting documentation, and provide them with any photos, videos, or reports from the inspection.
• Deductible Information: Be aware of any deductible you may need to pay before insurance coverage kicks in.

Schedule a Professional Roof Inspection

Even if the damage seems minor, scheduling a professional inspection is essential. Roofing experts can identify hidden issues that may not be visible from the ground or easily detected. They can also provide a comprehensive repair estimate that may be required for your insurance claim.

Why a Professional Inspection Matters:

• Expert Evaluation: Professionals can determine the severity of the damage and advise on the best course of action.
• Detailed Report: A professional inspection report can support your insurance claim and ensure all issues are documented.
• Hidden Damage Identification: Experts can identify underlying issues like damaged underlayment or leaks that may not be obvious.

Prevent Further Damage

While waiting for repairs, take steps to prevent additional damage to your roof and home. Some immediate actions you can take include:

• Tarp the Roof: If there are exposed areas, consider covering them with a tarp to prevent water infiltration. If you’re unable to do this yourself, many roofing companies offer emergency tarping services.
• Clear Debris Safely: If safe, remove small debris like branches and leaves from gutters to prevent clogging and water buildup.
• Protect Interior Areas: Place buckets under active leaks to catch water and move furniture away from damaged ceilings.

Tip: Temporary fixes can help prevent further damage but are not a substitute for professional repairs.

Choose the right contractor

Look for contractors with experience in storm damage repair, as they are familiar with insurance claim requirements and will provide a thorough repair estimate.

What to Look for in a Contractor:

• Licensed and Insured: Verify that the contractor is licensed and insured to protect yourself from liability.
• Experience with Insurance Claims: Contractors experienced with insurance claims can help facilitate the process and communicate directly with your insurer if needed.
• Detailed Written Estimates: A comprehensive estimate should include labor, materials, and any other related costs.

Plan for Long-Term Maintenance

Once the repairs are complete, plan for regular roof maintenance to keep it in good condition. Frequent inspections and minor repairs can help you prevent further storm-related damage in the future.

Maintenance Tips:

• Schedule annual inspections, especially before and after storm season.
• Keep gutters and downspouts clear to ensure proper drainage.
• Trim nearby tree branches that could damage your roof during storms.

Handling roof damage after a storm requires a structured approach to ensure your home remains protected and the repair process is smooth. By following these steps—from documenting the damage and contacting your insurer to hiring a qualified roofing contractor—you can effectively address storm damage and safeguard your roof.

If you need a professional roof inspection or repair after a storm, you can always trust Roofworx. Our experienced team specializes in storm damage assessment and repairs, ensuring your roof is restored to optimal condition. Contact us today to schedule an inspection and protect your home from future weather challenges.